Insurance & Benefits

Supporting You in Navigating Costs and Coverage

Private Pay Practice

Forward Healing Therapy is a private pay, out-of-network practice. This means we do not bill insurance companies directly.

Many clients choose private pay because it allows for greater privacy, flexibility in treatment, and care that is not limited by insurance requirements or diagnoses.

Using Out-of-Network Benefits

Many insurance plans offer out-of-network (OON) benefits, which may reimburse you for a portion of your therapy sessions, even when working with a private pay practice like ours.

We partner with Thrizer, a secure platform that:

  • Checks your out-of-network benefits

  • Estimates your potential reimbursement and copay

  • Files claims on your behalf

  • Manages reimbursement directly

Use the tool below to check your potential benefits and estimated copay.

Note: Some plans may not display full information through the tool. If you don’t see your plan listed or would like assistance reviewing your benefits, please contact us using the button below, and we are happy to run a manual check for you.

Good Faith Estimate

Under federal law, you have the right to receive a Good Faith Estimate explaining how much your medical and mental health care will cost if you are not using insurance.

You will receive a Good Faith Estimate prior to beginning services. This estimate outlines anticipated session fees and helps you understand the expected cost of care.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you have the right to dispute the bill.

Please be sure to save a copy or take a photo of your Good Faith Estimate for your records. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 800-985-3059.